Joseph Hardin

Funding Options

  • Loans
  • Lines of Credit
  • Business Credit
  • Cards
  • Mezzanine Finance
  • Debt & Equity
  • Equity / JV
  • Monetization of Financial
  • Instruments

NW Business Finance Services facilitates the acquisition of Senior and Sub-debt financing for companies that face difficulty securing sufficient bank financing. As a representative of numerous non-traditional funding sources, we cater to companies experiencing financial distress or seeking growth opportunities. These funding sources consist of funders, finance groups, capital raise firms, and non-bank lenders that specialize in providing financial support to companies that are unable to obtain the necessary capital to sustain or expand their business.

Client Profile

This refers to companies or organizations that cannot obtain commercial financing through conventional sources, especially if they require immediate funding. These may include companies in the developmental stage, those that have experienced losses, possess negative net worth, have tax liens, or have principals with personal credit problems, among other factors.

Some Types of Funding Provided

  • DIP and Exit Financing 
  • Equipment Financing
  • Cash Flow Loans 
  • Mezzanine Financing
  • Real Estate Financing 
  • Equity Participation
  • Loan Guarantees 
  • Construction Loans
  • Film Financing 100% on Project Financing
  • Revolving Credit Lines Conventional
  • Bridge Financing Factoring
  • Church Loans 
  • Business Start-Up Loans
  • Purchase Order Financing 
  • Asset-Based Loans
  • Acquisition Financing Letter of Credit Financing
  • Inventory Loans Funding for Healthcare Providers

 

Loan Range

USD 100,000.00 and Up (typical transactions range from $100,000 to $500,000,000).

Time Line to Close

While certain transactions may be finalized within ten days, most other transactions require between 30 to 120 days to secure funding after receiving all necessary compliance documents.

NW Business Finance Services Fees

Our remuneration is usually a success fee, which is paid upon closing and is calculated as a percentage of the financed amount. The success fee ranges from 1.375% to 3% and is primarily influenced by factors such as the loan size, the type of transaction, and other relevant considerations.

Retainer

We require a small retainer to be credited against our closing fee. The selected funder/finance group/capital raise firm/lender should indicate a clear desire to offer a proposal with particular conditions based on the client’s statements. We don’t work exclusively, so the borrower can opt to obtain financing elsewhere or consider other options that may prevent a closing. If this happens, our expenses will be covered by the retainer.

Funding Application Process

  • The client or their representative must fill out and send the Starter Form (by clicking “Apply Now“).
  • The client or their representative will receive a Funding Worksheet.
  • The client or their representative should complete and submit the Funding Worksheet.
  • Based on the information provided on the Funding Worksheet, the client or their representative will receive either a Funding Proposal or a Decline of Funding Application.

When LOI is Issued

  • The client needs to go over and approve the Funding Proposal.
  • The client will receive and sign a Agreement.
  • The client was introduced to a Funder/Finance Group/Capital Raise Firm/Lender.
  • The Funder/Finance Group/Capital Raise Firm/Lender will collect all relevant documentation from the client to check and verify the information provided in the Funding Worksheet*.
  • Assuming all the information is verified and all due diligence supports a positive decision, the Funder/Finance Group/Capital Raise Firm/Lender will arrange to provide funding. Typically, funding is completed within 30 to 120 days of receiving all necessary compliance documents and reviews.

How to Complete Funding Forms

  • Your responses should be concise and fit within the designated space.
  • Fill out all of the required fields.
  • Avoid using “see attached” on worksheets, as this will result in the loan being automatically rejected.
  • Double-check that all numbers provided are accurate, in US dollars, and formatted correctly.